Record actual Stripe payment costs for tegwick membership

Update payment_records to 8.99 EUR gross, 0.44 EUR fees, 8.55 EUR net
payout to binky-hedgehog. Link member tegwick in membership ledger and
add Stripe reference catalog.

projects/coulomb-pricing/tests/test_economics.py

@@ -46,7 +46,7 @@ def test_monthly_ledger_starts_january_2025() -> None:
     assert march.infrastructure_cost == Decimal("20.74")
     assert march.payment_processing_cost == Decimal("0.00")
     assert june.infrastructure_cost == Decimal("29.73")
-    assert june.payment_processing_cost == Decimal("0.38")
+    assert june.payment_processing_cost == Decimal("0.44")
     assert june.gross_revenue == Decimal("8.99")
 
 
@@ -60,9 +60,9 @@ def test_build_snapshot_june_2026_domain_only_infrastructure() -> None:
     snapshot = build_snapshot("2026-06", product, models, members, payments, ledger)
 
     assert snapshot.monthly_infrastructure_cost == Decimal("29.73")
-    assert snapshot.monthly_payment_processing_cost == Decimal("0.38")
-    assert snapshot.monthly_total_platform_cost == Decimal("30.11")
-    assert snapshot.period_net_liquidity == Decimal("-21.12")
+    assert snapshot.monthly_payment_processing_cost == Decimal("0.44")
+    assert snapshot.monthly_total_platform_cost == Decimal("30.17")
+    assert snapshot.period_net_liquidity == Decimal("-21.18")
     assert snapshot.liquidity_status == "burning"
 
 
@@ -74,11 +74,11 @@ def test_liquidity_summary_with_actual_domain_costs() -> None:
     summary = build_liquidity_summary(budget, payments, ledger, "2026-06")
 
     assert summary.cumulative_infrastructure_cost == Decimal("409.28")
-    assert summary.cumulative_payment_processing_cost == Decimal("3.04")
-    assert summary.cumulative_total_platform_cost == Decimal("412.32")
-    assert summary.cumulative_member_payments == Decimal("68.88")
-    assert summary.cumulative_net_liquidity == Decimal("-340.40")
-    assert summary.remaining_budget == Decimal("659.60")
+    assert summary.cumulative_payment_processing_cost == Decimal("3.52")
+    assert summary.cumulative_total_platform_cost == Decimal("412.80")
+    assert summary.cumulative_member_payments == Decimal("68.40")
+    assert summary.cumulative_net_liquidity == Decimal("-340.88")
+    assert summary.remaining_budget == Decimal("659.12")
     assert summary.liquidity_status == "burning"
     assert summary.months_tracked == 18
 
@@ -95,11 +95,23 @@ def test_build_monthly_ledger_matches_loader() -> None:
     )
 
 
+def test_payment_records_match_stripe_actuals_for_tegwick() -> None:
+    payments = load_payment_records(DATA_DIR)
+    nov = next(p for p in payments if p.period == "2025-11")
+
+    assert nov.gross_amount == Decimal("8.99")
+    assert nov.fees_amount == Decimal("0.44")
+    assert nov.net_amount == Decimal("8.55")
+    assert nov.member_username == "tegwick"
+    assert nov.payout_account == "binky-hedgehog"
+    assert nov.source == "stripe"
+
+
 def test_dashboard_notes_expense_record_source() -> None:
     from observatory.dashboard import generate_dashboard
 
     report = generate_dashboard(DATA_DIR, "2026-06")
     assert "expense and payment record ledgers" in report
     assert "409.28" in report
-    assert "659.60" in report
+    assert "659.12" in report
     assert "coulomb.social" not in report  # dashboard shows aggregates, not domain names