Add research on PCI/tokenized payment references vs login Credentials (Payment
Instrument Reference, Payment Mandate) and CRM Opportunity promotion thresholds
(Pipeline Pursuit, binding_trigger). Resolve OpenQuestions for both topics.
Update glossary, conceptual model, terminology, and downstream recommendations.
Add research on the journey from gamable opinion signals (reviews, ratings)
through observed metrics (PAYDEX, SLA stats), financial commitments (bonds,
escrow), and adjudicated outcomes (arbitration, courts). Resolve OpenQuestions:
no Reputation entity; use Reputation Signal, Performance Evidence, Commercial
Commitment, and Adjudication Outcome with Counterparty Assurance Gradient pattern.
Record deep research on commercial identity coupling across theory, law,
regulation, and software (KYC, LEI, DUNS, eIDAS, CRM). Introduce Commercial
Commitment, Legal Person, and Beneficial Owner to the canon model and document
the fluid-to-bound identity gradient in the conceptual model.
