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infospace: process book-2-chapter-04

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Extract entities, map to VSM, and synthesize analysis.
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Bernd Worsch
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<!-- generated: provider=openrouter model=arcee-ai/trinity-large-preview:free date=2026-02-19 source=book-2-chapter-04 -->
# Usury
## Definition
The practice of charging excessively high interest rates on loans, typically beyond what is legally permitted or economically justified by the productive use of the borrowed capital.
## Source Chapter
Book II, Chapter 4
## Context
Smith discusses usury in the context of legal interest rate regulation, arguing that prohibition of interest above legal rates often increases rather than decreases usurious practices by forcing legitimate transactions underground.
## Economic Domain
Regulation
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