Implement SAND-WP-0006: SaaS payments, routing, and ext.saas-stub

Add credits store, metering on create/destroy, extension routing resolver,
metered SaaS stub extension, burst/saas profiles, credits CLI, docs, and tests.

profiles/profile.saas-stub.yaml

@@ -0,0 +1,32 @@
+id: profile.saas-stub
+version: "1.0.0"
+extension: ext.saas-stub
+isolation:
+  level: microvm
+network:
+  default: deny
+  egress: []
+workspace:
+  mode: remote-canonical
+  access: rw
+scope_default: session
+ttl:
+  default: 1h
+  max: 4h
+  idle_reap: null
+resources:
+  cpu: null
+  memory_mb: null
+setup:
+  instructions: "Metered SaaS stub — no external provider API."
+  secret_refs: []
+placement:
+  prefer: []
+  fallback: []
+reachability:
+  tunnel: ops-bridge
+  identity: ops-warden
+metadata:
+  cost_class: saas-metered
+  latency_class: standard
+  observability: none