Add state-hub v0.1 — local-first state service for the Custodian

Implements the first live layer of the Custodian cognitive infrastructure:
PostgreSQL schema, FastAPI REST API, FastMCP stdio server, and Observable
Framework telemetry dashboard.

- state-hub/: full stack (docker-compose, FastAPI, Alembic, MCP server, dashboard)
- 5 DB tables: topics, workstreams, tasks, decisions, progress_events
- 11 MCP tools + 5 resources registered in .mcp.json
- Observable dashboard: Overview, Workstreams, Decisions, Progress pages
- CLAUDE.md: session protocol (get_state_summary / add_progress_event ritual)
- ~/.claude/CLAUDE.md: global cross-project reference to the hub
- scripts/pull_image.py: WSL2 TLS-resilient Docker image downloader

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

api/config.py

@@ -0,0 +1,16 @@
+from pydantic_settings import BaseSettings, SettingsConfigDict
+
+
+class Settings(BaseSettings):
+    model_config = SettingsConfigDict(
+        env_file=".env",
+        env_file_encoding="utf-8",
+        extra="ignore",
+    )
+
+    database_url: str = "postgresql+asyncpg://custodian:changeme@127.0.0.1:5432/custodian"
+    api_base: str = "http://127.0.0.1:8000"
+    debug: bool = False
+
+
+settings = Settings()