22 lines
722 B
Markdown
22 lines
722 B
Markdown
<!-- generated: provider=openrouter model=arcee-ai/trinity-large-preview:free date=2026-02-19 source=book-2-chapter-04 -->
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# Frugal and Industrious Borrowers
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## Definition
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Economic actors who borrow capital with the intention of employing it productively to generate returns that exceed the cost of borrowing. They represent the economically beneficial use of credit in Smith's analysis.
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## Source Chapter
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Book II, Chapter 4
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## Context
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Smith argues that these borrowers far outnumber prodigals and that lending to them is economically beneficial for both parties. This concept helps establish the general economic benefit of interest-bearing loans when employed productively.
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## Economic Domain
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Accumulation
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---
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